FEES AND INSURANCE

• Individual sessions are $190 per 50-55 minute session.

• Occasionally, you may request 75-90 minute sessions as needed for a prorated amount agreed between client and therapist.

Any conversation 15 minutes and over in therapeutic nature will be charged at a prorated fee.

Rates for a 75 minute group therapy session are between $50-60, depending on your payment plan. Please see the Group Therapy page for more details.

Options for payment include cash pay (e.g credit or debit, Zelle) or out-of-network reimbursements.

Yes, I have limited spots for individuals who may qualify for a sliding scale fee or discounted rate. If you request this option, please indicate your interest in your inquiry. I will first let you know whether my reduced fee spots have been filled or not. If I have spots available, I may ask more about your current situation that necessitates financial accommodations. Our conversation will help me better understand your needs and collaborate with you on creating the best payment option for us both!

At this time, Soul Tea Therapy is not in network with any insurances. I am considered an out-of-network provider, which means that if you have out-of-network benefits with your insurance plan, my fees may be partially covered! Please find more information about out-of-network benefits under the next section below.

Yes, I can provide superbills for any client who has out-of-network benefits. Usually, this means you have a PPO insurance plan (HMO plans unfortunately do not have out-of-network benefits). However, every insurance is unique and requires clarification.

If you have out-of-network benefits, you may qualify to use a platform I partner with called Thrizer. Thrizer helps you submit superbills on your behalf so you can get your reimbursements form the insurance much more easily! If you’re interested in using Thrizer, please let me know!

Please contact your insurance provider to verify how your plan compensates you for psychotherapy services for out-of-network benefits. There is usually a number on the back of your insurance card that you can call. You may also have an online account with your insurance where you can find out more information about your specific plan.

I recommend asking these questions to your insurance provider to help determine your benefits and whether paying my fees for services would be sustainable for you:

• Is this my primary insurance?

• Does my health insurance plan include mental health benefits?

• Do I have a deductible? If so, what is it and have I met it yet? What will my coverage be after my deductible is met?

• Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?

• Do I need any pre-approvals from my insurance, such as a referral from a primary care doctor?

• If I have out-of-network benefits, what percentage (or amount) of provider fees are covered by my insurance?

If you have more questions about the process, we can certain discuss and navigate it together.

Under Section 2799B-6 of the Public Health Service Act, mental health care providers are required to provide a “Good Faith Estimate” (GFE) to individuals not enrolled in an insurance plan or who plan to use their out of network benefits. A good faith estimate enumerates the expenses you can reasonably expect to pay for psychotherapy services provided by me.

If you don’t have health insurance or you plan to pay for health care bills yourself (private pay, cash pay, etc), generally, health care providers and facilities must give you an estimate of expected charges when you schedule an appointment for a health care item or service, or if you ask for an estimate. This is called a “good faith estimate.”

For more details about the Good Faith Estimates, please scroll down to the bottom of this page and click Informed Consents. On that page you can read a more detailed explanation of the GFE.